OFFER TERMS AND DISCLOSURES

This information is provided for educational purposes only and is NOT an offer to lend or a commitment to make a loan. Any examples are based upon hypothetical data and intended as examples only. Actual payments will vary based on your individual qualifications and lenders program. Applies to move in ready homes only and one incentive per sale.

***Limited-Time Builder Financing Special: Available on select new homes designated by Chad E Davis Construction, LLC, with sales prices ranging from $399,900 to $479,900. To qualify for this financing promotion, buyer must enter into and deliver an accepted purchase agreement between 09/30/26 and 10/07/26, close and fully fund by the closing date specified in the purchase agreement, and obtain financing through the builder’s preferred lender, Elev8 Mortgage, LLC, NMLS #1819034. Use of Elev8 Mortgage, LLC is required to receive this promotional financing offer but is not required to purchase a home from Chad E Davis Construction, LLC. Elev8 Mortgage, LLC and Chad E Davis Construction, LLC are separate and unaffiliated companies.

Promotion is available for a limited time and may apply only to qualifying homes and borrowers. It may not be combined with other promotions or incentives unless expressly approved in writing. Builder incentives and seller contributions are subject to applicable terms, loan-program limitations, FHA requirements, lender requirements, and regulatory restrictions and may affect the buyer’s financing or loan terms. Home availability and sales prices are subject to change.

Elev8 Mortgage, LLC is an Equal Housing Opportunity mortgage broker. We arrange but do not make loans. This advertisement is not a commitment to lend or a guarantee of financing, interest rate, APR, payment, or loan approval. All loans are subject to borrower qualification, credit approval, underwriting approval, acceptable documentation, property eligibility, and applicable FHA and lender requirements. Not all applicants will qualify. Rates, APRs, payments, loan programs, terms, and availability are subject to change without notice and may not be available at the time of application, rate lock, loan commitment, or closing.

FHA financing requires an Upfront Mortgage Insurance Premium (UFMIP) and an annual Mortgage Insurance Premium (MIP), generally paid in monthly installments. UFMIP may be financed into the loan subject to FHA requirements. Mortgage insurance increases the borrower’s total loan balance and/or monthly housing payment and is not included in the principal-and-interest payment examples shown. The amount and duration of FHA mortgage insurance depend on the loan terms, loan-to-value, and applicable FHA requirements.

Home availability, pricing, specifications, features, finishes, plans, and construction details may vary and are subject to change. Photographs, illustrations, and renderings used in advertising are for marketing purposes and may depict features or improvements not included in the advertised sales price. Buyers should refer to the applicable purchase agreement and builder documentation for final pricing, included features, specifications, and terms